Effortless Financial. Click to get the application type and consent kind
The LANDBANK mastercard provides the method for the cardholder to conveniently and properly create cashless shopping from Mastercard certified stores and/or facilitate cash advances.
CHARGES
100 % free yearly account cost for first year plus the cardholder will probably be energized a yearly charge every year thereafter.
Brand new technique of processing finance charges/interest in your LANDBANK Mastercard bank card:
Regular Shopping
Any outstanding amount are recharged daily interest calculated from the previous cut-off big date, and also be summed up at the end of each report cycle. Continuing to be balances from earlier SOAs are held over to the existing report until totally settled.
Cash Advance Transactions
Funds cost will likely be put on the cash advance amount from transaction date until full payment for the quantity.
Just click here when it comes down to updated test calculation.
The Minimum Amount Due (MAD) may be the sum of the annotated following:
3percent of your own exceptional Balance (considerably Over Limit, and/or Installment Amount, if any) or P200 whichever was higher;
Installment Amount;
Overdue levels; and
Over-limit Amount, if any
Installment of precisely the minimal quantity Due or any quantity less than the exceptional stability on or ahead of the Payment Due Date shall produce the imposition interesting and/or some other charges. Limited repayments additionally expand the time scale needed to settle the full outstanding balance. Money made following the Cost deadline shall be susceptible to later Fees expenses.
You might shell out the LANDBANK charge card profile through the following:
LANDBANK Portable Program (MBA)
Auto-Debit Plan (ADA)
LANDBANK telephone Access, control (+632) 8-405-7000
Any LANDBANK Branch countrywide
In order to prevent penalty expenses, kindly help make your repayments on or ahead of the installment Due Date. Payments (earnings and inspections including On-Us Checks) should be published within 3 to 7 banking time.
Classic
Silver
Business
Interest – decreased Interest Rate at 2% monthly.
Large Acceptability – LANDBANK charge card has worldwide recognition in over 30 million certified merchants and convenient revenue accessibility with 2.7 million ATMs throughout the world
Card Acceptance – LANDBANK mastercard are recognized in most local and international participating /accredited stores and member-banks of Mastercard
Security – increased card security measures thru EMV Technology to safeguard consumer and card information, and lower cards fraud in Card Gift exchange
Cash loan – around 30percent of credit limit through ATMs of Mastercard associate banking institutions
Electronic declaration of accounts (eSOA – provided for cardholders nominated legitimate e-mail address. Cardholders who choose to see a paper declaration will likely be charged an announcement printing/reprinting charge of Php100 monthly
Order email alarm – alerts taken to cardholders thru nominated good email address for almost any purchase produced no matter the amount
3D protect onetime Password (OTP) – an added protection ability for web acquisitions. This is exactly sent to cardholders subscribed mobile amounts and is also accustomed authenticate the transaction
24-hour Lost cards Hotline – Hotline service for lost/stolen notes: Phone LANDBANK customer support middle online payday OH (CCC) at (02) 8-405-7000 or PLDT household Toll-Free Number 1-800-10-405-7000
Individual money Billing – LANDBANK bank card includes a Single Currency Billing where any foreign purchase shall be billed in Peso
Loyalty Program – cardholders build one (1) Reward aim for almost any P30 invested on line or via Point-Of-Sale (POS) terminals. Need things to pay for buys, credit yearly charge and various other expenses (view here for any trial sales computation)
Easy cover Program – allows you to transform shopping transactions, solitary buys into monthly payments up to a couple of years
Easy Pay/ equivalent regular Installment (EMI) – Add-on rates at 1%
Wider community of money stations- easily accessible payment channel accessible to LANDBANK credit cardholders:
LANDBANK Cellular Phone Application (MBA)
Auto-Debit Plan (ADA)
LANDBANK telephone Access, control (+632) 8-405-7000
Any LANDBANK Department countrywide
View here for any LANDBANK CELLPHONE FINANCIAL APPLICATION (MBA) User manual for LANDBANK Mastercard Credit Cardholders
Minimum criteria to apply for the LANDBANK Credit Card become:
Individual needs to be 21 to 65 yrs . old
People must-have a stable source of income
No unpleasant findings on Credit records checking
Required annual income
Minimal Annual Income – Php150,000
FUNDAMENTAL DOCUMENTARY NEEDS
Duly done Charge Card Form
Information Confidentiality Consent Kind
Most recent 1×1 ID image
FURTHER DOCUMENTARY CRITERIA (Updated at the time of March 2021)
FOR USED INVIDUALS
Latest Income-tax Return
Qualifications of occupations
Wages slides during the last three (3) months
Photo-bearing legitimate ID with signature
Proof Billing Address
FOR BUSINESSMEN/SELF-EMPLOYED INDIVIDUALS
Enrollment documents with office of Trade and markets (DTI) or Securities and trade fee (SEC)
BIR-stamped most recent ITR with Audited Monetary Comments
Photo-bearing good ID with trademark
Proof Billing Address
FOR CORPORATE BANK CARD APPLICANTS
Articles of Incorporation and By-Laws with relevant certification of subscription released by SEC (for personal entities)
Audited monetary Statements and ITR going back three (3) years
Secretarys Certificate of Board quality authorizing the annotated following:
the application for membership;
issuance in the LANDBANK mastercard to these types of authorized staff;
the designation of an officer of the team to sign for plus behalf on the business; and
installment to LBP of shopping generated and/or progress availed from the certified employees with the use of credit card(s) issued
24-Hour Customer Care Heart Rates
Hotline No. (02) 8-405-7000 (Metro Manila)
PLDT Household Toll-Free No: 1-800-10-405-7000 (Outside Metro Manila)
Just click here for BSPs FAQs from the Ceiling on Credit Card Interest, loans fees and Fees
